A wind mitigation inspection will help to determine how your home would stand up against winds and strong storms. Depending on the hurricane-resistant features your home has, you may be eligible for insurance discounts. Call us today for more information or to get your free estimate on our wind mitigation inspection.
You may be eligible for reduced insurance rates!
Call today for more information
Wind Mitigation Inspections
As the name implies, a wind mitigation inspection means we will carefully inspect all openings to the home - windows, doors, patio sliding glass doors, as well as the window sills - to see how they would stand up to the impact of strong winds and tropical storms. The same critical eye will be used to carefully inspect the roof and structure.
A wind mitigation inspection is shorter than a full home inspection, it can usually be done in an hour or less and can reduce your insurance rates. On average homeowners can save between 10 to 30 percent on wind and storm coverage.
During a windstorm or wind mitigation insurance inspection, we will be checking the following areas and their wind resistive construction elements:
- Roof coverings
- Roof to wall attachment
- Roof to deck attachment
- Roof style
- Hurricane clips or straps
- Openings protection
- Secondary water resistance features
- Wall construction type
- Storm shutters
- Attic interior
Some of the questions the report needs to answer to satisfy the insurance company are:
- When was the roof installed?
- Is the roof hip, gable or another style?
- How are the roof trusses attached, with nails or hurricane clips? The more secure, the better.
- How are the roof decks installed? Were large nails with close spacing used? This will protect the roof from leaks if the roof covering is torn off in a storm.
- Do windows and doors have impact resistant glazing?
- And more
Some insurance carriers have wind mitigation forms they require you to give to your inspector, but not all of them have a standard form. Make sure and check with your carrier prior to your schedule inspection to verify exactly what they require. All insurers require that the wind mitigation inspector is licensed and certified.
Typically a wind mitigation inspection is good with your insurance carrier for five years. If you make any updates or improvements to your roof or add hurricane resistance features, you should have another wind mitigation review done.
Hurricane-resistant features won’t just make you eligible for insurance discounts; they will also give you peace of mind next time we are facing a tropical storm or hurricane. If you need an inspection on a new property or to have an updated wind mitigation inspection done, call us today.
Wind mitigation home inspections
Contact our office today for a free estimate
Our certified home inspector performs detailed wind mitigation inspections in Tampa, St Petersburg, Clearwater, and surrounding areas.